About

Prosperity Home Mortgage
8690 Parson Ave NE
Otsego, MN 55330

Prosperity Home Mortgage, LLC is a full-service mortgage banker specializing in residential and refinance loans and is a subsidiary of HomeServices of America, a Berkshire Hathaway Affiliate. Prosperity operates in 49 jurisdictions and, in 2023, funded nearly $7 billion in production. Prosperity's team of over five hundred Mortgage Consultants works closely with consumers throughout the financing process, ensuring customers can make informed decisions on their journey to homeownership.

Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable-rate mortgages, jumbo loans, Federal Housing Administration (FHA), Veterans Affairs (VA) loans, and renovation financing. We helped over 19,000 customers buy a new home in 2023, with almost 9,000 of those being first-time homebuyers. Each and every day, customers entrust Prosperity with the biggest financial transactions most will likely ever make. We take tremendous pride in providing exceptional customer service and view each transaction as an opportunity to impress.

©2025 Prosperity Home Mortgage LLC^®. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC^®. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Arizona Mortgage Bankers License 1001252. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR,AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND,NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY. Prosperity Home Mortgage, LLC^® ,  Prosperity Home Mortgage  and the Open Door Icon are Registered in U.S. Patent and Trademark Office.